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By: jswesey, January 29 2009

Sometimes it can feel like the current economic situation has put a lot of things out of our...

Saving | 4 Comments | 433 Views |

YOUR FINANCIAL FORUM

Join in with the LifeTuner community, and share your ideas and suggestions on saving, investing, spending and more.

HABIT 1:

Make Enough Money

Understand how much money you need to satisfy your ideal lifestyle, and be in charge of your choices.

HABIT 2:

Spend Less Than You Earn

Don't fall into the trap of believing that debt is normal, or that living within your means is an old-fashioned idea.

HABIT 3:

Borrow Wisely

Just because you can get the loan, doesn't mean you should—the first rule of borrowing is that you have to pay it back.

HABIT 4:

Prepare For an Emergency

Be prepared, and have the peace of mind in knowing there's a cushion to break a fall.

HABIT 5:

Save 10% of Income

10% savings will help ensure your future, support you in emergencies, and work toward major purchases like a house or car.

HABIT 6:

Invest, Don't Gamble

Invest your hard-earned cash only in things you understand, that have a proven track-record. If it's dependent on luck or chance, it's a gamble.

HABIT 7:

Get the Family on Board

Your financial decisions affect your family, not just you. Discuss how you can each contribute to your family's financial success.

HABIT 8:

Cover Your Assets

Understand how much money you need to satisfy your ideal lifestyle, and be in charge of your choices.

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