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exploring the essentials of money

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When you can be debt-free

If you carry credit card debt, the best thing you can do is pay it off. You don't want to waste money on interest — which is kind of like throwing money away. Set a goal to pay your credit cards off in six months or less.

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Did you know?

Credit cards can be a tool for helping you build credit — but only if you pay the balance off in full each month. When you carry a balance, you throw away money on interest. The higher your balance, the more money you lose.

Learn how much credit really costs with our cost of credit tool.

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